HGV Training Finance

If you’re looking for a Finance option to fund your HGV training, you’ve come to the right place!

We understand that the cost of training for your HGV licence is not something everyone can meet in one go, which is why we offer finance on our HGV training courses. We’ve teamed up with IKANO Bank – one of the biggest names in UK financing that’s owned by the family behind IKEA.
Ikano Bank is a huge company that operates on the international stage and they have the financial might to finance your HGV training.

Eligibility criteria

Over 18 years of age
Have been working for a least 1 year in the UK
Be working at least 16 hours per week

Why take Finance with IKANO BANK?

There are a number of reasons why you should choose IKANO as your finance provider:

You can start training with ZERO upfront cost and spread the rest of the cost on monthly instalments.
A highly competitive 9.9% APR (much lower APR than most credit card companies & the best in the industry)
No early repayment charges.
Our payment scheme also allows you to settle your finance plan early –with absolutely no penalties or charges for doing so! And you only pay interest on the time you have the finance agreement. All this is 100% exclusively available to customers of the Specialised HGV – and the offer may not be around forever, so call now to find out more. An instant decision on your application within 60 seconds
Only 12 months of history in the UK needed (Most finance companies will ask you for min 3 years).

Over 150 businesses offer Ikano Bank Finance

Representative Example

Price:
£1000
Deposit:
NIL
APR:
9.9%

48 monthly payments:
£25.11/month
Cost of Credit:
£205.39
Early repayment charges:
NIL

When you apply, the decision is made based on affordability, eligibility and credit history and IKANO BANK will tell you their decision within 60 seconds. It’s vital that you understand that when you apply for any kind of finance, a hard credit check is carried out which appears on your credit file.

Once you’ve been approved, we’ll send you the welcome pack which will contain all the information as a step by step guide to get started with our HGV Training programme.

In some instances, applications can be referred to the lender for manual verification. When this happens, you’ll receive notification of the decision by email within 24 hours. If your LGV training finance application is not approved, IKANO will be able to provide you with the reasons why. If you’re applying for HGV training course on finance with bad credit, we can not guarantee that the outcome will be positive. In some instances, we also had people accepted for finance with either no credit history / bad credit. So it's always best to speak to our friendly course advisors.

Typically speaking, the first payment you make for your finance will occur a month after you make your purchase. This will show up on your bank statement as a payment sent to IKANO BANK and you retain the right to pay off a portion or all of your loan early, at any point of your loan period.

After signing your credit agreement, you get a 14 day period in which to change your mind. If this is your decision, you need to notify us directly. We are able to cancel the HGV training finance for you. But if you have any issue in making future payments or would like to change your direct debit details on your HGV training finance agreement, its best to speak to IKANO BANK directly. If you’re confused and unable to find the best way to manage your HGV finance, please speak to us and our friendly customer service team will be happy to help.

Please bear in mind, this is generic information on the HGV training finance we offer. For more detailed T&C’s, please refer to your HGV finance agreement from IKANO BANK. This page is not regularly updated and shall not be used as the T&C’s for your financial agreement in any legal terms.